Hey all,
A few weeks ago i smashed my rear bumper into a parked trailer. (blind spot) I was looking online and am figuring a OEM replacement bumper is going to set me back around $1300 ( w/ painting & mounting)

My question is does anyone know if i can use the money i would get from my insurance to help me purchase a aftermarket bumper? I really want one of Docs. Is this even legal? The last thing i want to do is defraud my insurance in any way.

As always, thoughts on this would be appreciated.