I'll completely vouch for everything posted above!!

I tell my friends this all the time.... just do it! Stop worrying about money, time, etc and just do it.

Here's a little secret- you will never be 100% ready. You will never think you have enough time or money.... it just doesnt happen because theres always "something" next that you'll be worrying about after your worries of "today" are gone. And once you have that baby, you'll wonder why you didn't do it sooner.

Free time? My kids share my free time with me and im at the point where im lonely without them. Working in my garage without my little buddy just isnt the same.

Do it.