Hydro-Locked the Motor

[LWM]

if you buy it back it wont have a salvaged title. only salvaged title once its sold to a salvage company.

Not so sure about that, My daughter totaled our Camry here in AZ and I was told I could buy it but that it would have a salvage title which meant I could only have liability insureance, they would no longer cover any future damage to the camry itself.

[Sal-XK]

Buying it back has it's pros but lots of cons. Might be better to take your money and start over who knows you might even come out a head.

[NeilSmith]

Not so sure about that, My daughter totaled our Camry here in AZ and I was told I could buy it but that it would have a salvage title which meant I could only have liability insureance, they would no longer cover any future damage to the camry itself.

i may have misspoke. here in Va if there is a clear title w/ no liens then you can buy back and the title will not be salvaged. if the bank still has the title then the insurance co will get the title first and they can mark it salvaged before you ever see it.

[DetroitMarauder]

If you have the room for it you could buy it back and part it out. Take what you need/want, sell the other parts and scrap the rest.

[Adondo]

The ULTIMATE would be to get your hands on a 3.0L CRD turbo diesel as in exported Commanders. 500+ lb.-ft. of torque and 30+ MPG!!

I think I'd buy it back and motor-swap it. You can get crate motors from Summit Racing and other places. Or, stuff a Perkins diesel or the like in it. If you get another XK from the insurance, there's nothing to lose except time. And if there's an insurance salvage issue, make a door-less off-road buggy from it.

Frankly, I doubt the salvage thing would matter as you can get them re-certified again. I have a buddy who buys wrecked totals and rebuilds them for profit. He takes them to the state patrol and gets a new DOL something for them before resale. Many times a car/truck/SUV is "totalled" even if not that badly damaged, as in your case. The insurance companies just want out the cheapest and easy way, and repairs are too iffy for them.

[Matt]

I'd shop around for a loaded 2010... first mod would be a snorkel.

I've swapped motors before and honestly, i'd rather start fresh; nothing like a clean slate.

[Adondo]

I'd shop around for a loaded 2010... first mod would be a snorkel.

Tell your insurance agent about the snorkel... maybe it will qualify for a rates discount.

[Matt]

lmao that'd be hilarious! And when he looks at you funny you can say "wellllll, it would've saved us a lot of trouble if i had it on my 2008 now wouldn't it have?"

[XK N00b]

You guys crack me up I am currently shopping around for another Commander. Slim pickings though as mine was pretty well loaded and I'm (going to say the wife is) a bit picky about getting one as close to the previous as possible. I tried talking the insurance company into fixing ours but, no dice. Thinking again, I can see where they wouldn't want to risk prolonged repairs, though it was only in the water for 3-4 minutes, It took them two weeks to get an appraiser out to start making decisions. That's plenty of time for any water that may have gotten into the transfer case, transmission, differentials to start causing problems. Also, if I keep it, I'd still owe $4k after the payoff and still $10k in repairs that may not be as simple as a motor swap. Totaling it out, the payoff offer was enough to pay it off without using GAP insurance and a little bit of money coming back to apply to a down for a replacement. I really miss that car The rental for the last week has been a Yukon and it just doesn't measure up.

[xhjeep]

Hmmm not good ...Reason I fitted an Airflow snorkel to my diesel after a friend did the same and hydro-locked his.. Totaled the power plant .... Expensive replacement so at about $500 for a snorkel makes a worthwhile investment... A lesson for all not to immediately hit the starter which is a natural reaction I guess... Good luck with it.